Home Affordability Calculator

Free Tool

How Much House Can I Afford?

Enter your income, debts, and down payment below to estimate how much home you can comfortably afford.

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You can afford

$370,822

$74,164 down · $2,500/mo

Principal & Interest$1,90676.3%
Property Tax$42016.8%
Home Insurance$1736.9%
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This affordability calculator serves an educational purpose only. The actual rates and monthly payment figures are susceptible to market changes and are influenced by various factors, including location and loan specifics. The estimations rely on the information provided by you and might not encompass additional charges and expenses that lenders may impose alongside principal and interest payments, such as taxes and insurance. It should be noted that Tyler Tresize Realtor does not provide loans, and this does not represent a binding agreement to lend.

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Tell us about yourself

This affordability calculator serves an educational purpose only. The actual rates and monthly payment figures are susceptible to market changes and are influenced by various factors, including location and loan specifics. The estimations rely on the information provided by you and might not encompass additional charges and expenses that lenders may impose alongside principal and interest payments, such as taxes and insurance. It should be noted that Tyler Tresize Realtor does not provide loans, and this does not represent a binding agreement to lend.

Where the defaults come from

Interest rate: Freddie Mac PMMS, week of 8/27/2026 (6.66%)Property tax: Tax Foundation, Ohio effective rate (1.36%)Home insurance: Ohio state average, ~$2,080/yr (NerdWallet)PMI: common lender rule of thumb below 20% downAffordability threshold: 36% back-end debt-to-income ratio, a standard mortgage-underwriting guideline

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Where2428 West Sylvania Avenue, Toledo, OH 43613